What happens when your Onchain wallet transfer
If you’re having a pending transfer on your Onchain Wallet, you’re not alone. Plenty of people who invest in crypto have gone through situations where transactions get stuck or end up being pending while sending money from on-chain wallets.
Through this guide, you will discover why Onchain Wallet transactions go pending, the time it takes, the possible solutions, and what to consider if your transfer doesn’t go through.
Generally, this write-up is directed towards beginners but contains technical information where necessary.If you want to fully understand funding your wallet, also check our guide: How to Deposit Crypto into Onchain Wallet
What Does “Onchain Wallet Transfer Pending” Mean?
It means that your transaction has been sent to the blockchain but still awaits confirmation. When a transfer is pending, it means that your money has been sent to the blockchain but still awaits confirmation.
Important to understand:
- These funds are not lost
- The transaction is waiting in the blockchain mempool.
- It depends on the network conditions and charges
The onchain wallet depends completely on the blockchain network (Ethereum, Bitcoin, and others). The time taken for confirmation is not regulated by the wallet app.
How Long Does an Onchain Wallet Transfer Take?
In standard situations, Onchain Wallet transactions take:
- Ethereum(ERC-20): 2
- Bitcoin (BTC): 10-60
- High network congestion: Several hours (sometimes more)
In case the transfer has been pending for longer than 2 hours, this could be a problem relating to a fee or a network, rather than a problem with the wallet.
Principal Factors Behind Why Onchain Wallet Transfers Remain in a Pending State
1. Network Congestion (Most Common Reason)
If too many transactions are sent simultaneously, the blockchain favors transactions with high gas fees.
What happens:
- YOUR TRANSACTION REMAINS UNCONFIRMED
- Higher-fee transactions are processed first
- Low Fee transactions take longer
This is very common during:
- Comex futures
- NFT Drops
- Important crypto news highlights
2. Low Gas Fee Selected
In case you chose an unconventionally low fee for gas by hand, you may find that validators do not validate your transaction for a short time.
Symptoms:
- Transaction shows “pending” for a long time
- TXID exists but has zero confirmations
The effect of low fees is that they do not fail the transaction, but they cause a delay.
3. Blockchain Confirmation Delays
Certain networks may demand more than one confirmation before a transaction is deemed complete.
For example:
- Bitcoin confirmation time is longer
- Ethereum confirmations depend on the gas price
There will be a brief delay in this process. It is quite normal and does nothing to indicate that something is wrong.
4. Wallet App Sync or Display Delay
Sometimes this transaction is already confirmed on the blockchain, but:
- The wallet interface has not been updated
- App Cache is out of Date
This confuses even when there is already movement of funds.
5. Incorrect Network Selection (High Risk Scenario)
If you choose the wrong network (for example, sending ERC-20 tokens on a non-ERC network):
- The transaction may look pending or failed
- Money might not reach the target destination
- Sometimes recovery can be possible but not guaranteed.
For more detailed instructions on speeding up or troubleshooting pending transactions, check out Coinbase’s guide on speeding up stuck transactions
For persistent problems, refer to our How to Withdraw Money from Onchain Wallet tutorial for troubleshooting and withdrawal guidance.
How To Check If Your Onchain Wallet Transfer Is Actually Pending
Step 1: Get the Transaction ID (TXID)
Go to your Onchain Wallet and access your transactions.
Step 2: Use Blockchain Explorer Tool
Paste the TXID into:
- Ethereum: Etherscan
- Bitcoin: Blockchain Explorer
If the Explorer shows:
- pending — The transfer is still in process
- Confirmed — The wallet UI is delayed
- Dropped — Because of the fee, the transaction was dropped.
This process leaves nothing to be determined through guesses.
Fixing a Pending Transfer on an Onchain Wallet (Step by Step)
Fix #1: Wait (First Fix to Try)
When the transaction is less than 60 minutes old, the wait is often sufficient.
Many pending transfers get confirmed after a reduction in network traffic.
Fix #2: Accelerate the Transaction (If Available)
Some wallets offer:
- Fee replacement
- Speed-up option (Replace-by-Fee)
If available, one can increase gas fees, which may expedite the transaction.
Fix #3: Cancel the Transaction (For Advanced Users)
If the transaction is not yet confirmed:
- You can cancel it by making a transaction worth 0 value but higher gas.
- It involves technical knowledge.
For beginners, the other methods should be followed.
Fix #4: Refresh Wallet / Reinstall App
If the explorer has confirmation:
- Log out and log in
- Refresh wallet
However,
- Upgrade or reinstall the app
Funds may show up after a UI refresh.
Can a Pending Transfer be Cancelled or Reversed?
Once a transaction on the blockchain is verified, it becomes irreversible.
If it is still pending:
- Cancellation may be possible
- It depends on the network and wallet functionalities
Always check status via TXID before acting.
Is It Safe When an Onchain Wallet Transfer Is Pending?
Yes—Pending does not mean unsafe.
However, risks are posed by:
- You used an improper network
- Funds were sent to a wrong address
- You engaged with unknown contracts
For safety:
- Always start with a small “test” transaction.
- Verify addresses and networks
- Avoid rushing during high congestion
You can also learn how to cancel or speed up pending ETH/ERC-20 transactions using the “Replace-By-Fee” method from Crypto.com’s official support.
How to Prevent Pending Transfers in the Future
- Reuse recommended gas fees
- Avoid peak congestion hours
- Check compatibility on your network
- Ensure your wallet app stays updated
- Monitor gas prices prior to sending
Prevention is much easier than recovery.
Frequently Asked Questions (FAQs)
Q.1 What is the reason for the pending state of the transfer initiated by my Onchain Wallet?
Ans.It is usually an effect of low gas prices or congestion on the network. Verifying the TXID will ascertain this.
Q.2 Are my funds at risk in case the transfer is pending?
Ans. The fact that you have pending transactions means you haven’t lost funds. They are merely pending confirmation.
Q.3 Can I speed up my transaction?
Ans. A wallet with no support will have no way of forcing blockchain confirmations. The only way it can be fixed is via fee changes.
What should I do if my transfer is marked as “confirmed” but there is no money?
Ans. This is commonly a wallet display problem. A re-initialization or re-installation of the wallet will resolve this issue.
Important Disclaimer
This site is not related to ‘Onchain Wallet’ or any other crypto exchange site. All information provided on this site is purely for educational requirements. All transactions on a blockchain platform are irreversible – hence, it is best to check all information before sending money.
Concluding Observations
It can be frustrating when waiting on a transfer of funds using Onchain Wallet, but in most scenarios, it’s only a temporary issue. However, armed with the knowledge of gas costs and how confirmation works, you can easily be in control of the situation.
“If you’re new, take your time, make small transactions, and always check on the blockchain explorer. Knowledge is the best protection in onchain transactions.”
